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Two offers. One was cash. One was full price with an FHA loan from a first-time homebuyer. Sounds easy, right? Not even close. Here’s the twist. The sellers bought this house only about a year ago, so they haven’t owned it long enough for it to appreciate much. That means they’re already bringing money to the closing table. So naturally, the higher offer means they bring less money out of pocket. They decided to take the FHA first-time buyer offer because it was full price. The cash buyer lost.
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Two offers. One was cash. One was full price with an FHA loan from a first-time homebuyer. Sounds easy, right? Not even close. Here’s the twist. The sellers bought this house only about a year ago, so they haven’t owned it long enough for it to appreciate much. That means they’re already bringing money to the closing table. So naturally, the higher offer means they bring less money out of pocket. They decided to take the FHA first-time buyer offer because it was full price. The cash buyer lost.
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You don't need 20% down. #AD You don't need perfect credit. Here's what no one tells you about buying a home, especially your first time around: Chase offers home loans starting at 3% down so there's no need to wait until you save 20%. AND Checking to see if you're preapproved for a mortgage has ZERO impact on your credit and requires no commitment. You can even put your tax refund toward your downpayment. Learn more by checking out CHASE.COM/SERHANT or the link in my bio! #ChasePartner #Homebuy
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