Jade Warshaw on Instagram: "It takes around 6-8months for your credit score to disappear once you pay off your final debt. This means the score drops to zero, or becomes indeterminable. And remember a zero credit score is just as good as a high credit score- in fact it’s better because it doesn’t require debt 邏"

Dave Ramsey on Instagram: "My credit score is zero. And that’s exactly how I like it. I own hundreds of millions of dollars’ worth of property, all paid for in cash. Yet I couldn’t even rent an apartment today because I refuse to play the credit-score game with banks. That’s how broken our culture is about money. Stop chasing a number that only exists to make banks wealthy and keep you in debt."

How to build your credit score