“Are you rich or just playing rich?” Driving a Tesla Cybertruck, wearing a Rolex, and living in a house with more square footage than you need might make you look wealthy—but what if it’s all funded by debt? Here’s the truth: Wealth isn’t about appearances. It’s about freedom. Someone else might be driving a 10-year-old Chevy Malibu, cooking their meals at home, and skipping the luxury vacations. But they’ve got $250K invested, a 6-month emergency fund, and zero high-interest debt keeping them a