PJ Vilardo on Instagram: "How do you figure out your real monthly payment when you’re buying a home as a couple? Read more ⬇️ Lenders look at both incomes together, subtract your debts, and then calculate what fits inside the allowed housing limit. Once the loan amount, taxes, insurance, and mortgage insurance are added up, you get the true all-in payment; the number that actually matters. When both incomes are strong, your combined buying power gives you far more room than you might expect. Fol

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