Easily calculate your true savings from a balance transfer by factoring in fees, interest, and payoff timing. Here's the math ...

Paying a balance transfer fee might sound like a waste, but in many cases it can save you hundreds or even thousands in ...

Credit utilization is calculated by dividing the balance by credit limit for each card and for all cards together. Many, or all, of the products featured on this page are from our advertising partners ...

Discover how much you need to retire early and smart investment strategies to achieve it. Click for more on a strategy and ...

The Wells Fargo Reflect comes with an intro APR offer lasting almost two years. Learn why it's our favorite balance transfer card out there.

TPG's Generation Z staff members share smart tips for using credit cards wisely. Earn rewards, maximize points and turn ...

Tackling $30,000 in credit card debt fast isn't easy, but with the right strategy, it's not impossible either.

Learn how to calculate the present value of various bond types using Excel, including zero-coupon, annuities, and continuous compounding bonds, for informed investing.

No-annual-fee credit cards make it easy to come out ahead, regardless of your spending. You can also keep them open at no cost, which helps your credit.

Whenever we discuss the benefits of using credit cards, we typically caveat it with the most important rule: pay your credit card bill on time and in full every month. Paying on time prevents late ...