Learn about the VA Loan Modification Program in 2026, who qualifies, how it works, its impact on your credit, and options to ...

HARP Eligibility Tip: Your loan must be owned or guaranteed by Fannie Mae or Freddie Mac and must have been originated on or before May 31, 2009. Your LTV must be above 80% — there is no upper limit.

Almost four in 10 landlords plan to refinance buy-to-let (BTL) property during the next 12 months, Paragon Bank reveals. The research, which covers the fourth quarter of 2025, found that 39% intend to ...

The HARP program helped borrowers who had mortgage loan balances that exceeded their property value by allowing them to refinance their loan—ideally, at a lower rate. However, this program expired at ...

In our continuous effort to provide comprehensive and timely information, we’ve combined the strengths of DS News and MReport into one unified platform – MortgagePoint. This new platform offers a ...

A streamline refinance can simplify the process of refinancing your home. Government programs like FHA, VA and USDA offer a nearly no-doc refinances without even an appraisal. But what about if you ...

Andy Smith is a Certified Financial Planner (CFP®), licensed realtor and educator with over 35 years of diverse financial management experience. He is an expert on personal finance, corporate finance ...

Using loan-level mortgage data merged with consumer credit records, we examine the ability of the government to impact mortgage refinancing activity and spur consumption by focusing on the Home ...

Just when you thought mortgage rates could go no lower, they sank lower still. In late January, according to data from Freddie Mac, 30-year fixed-rate loans had dropped to about 4 percent. Meanwhile, ...

WASHINGTON — Two big questions loom over the Obama administration’s latest bid to help troubled homeowners: Will it work? And who would benefit? By easing eligibility rules, the administration hopes 1 ...