There's actually a pretty clear answer to the question. But first things first.

You may not have to take a required minimum distribution (RMD) if you're under 73, or if the account meets certain criteria.

Required minimum distributions (RMDs) are a way for the IRS to ensure it receives some money after allowing you to deduct ...

Turning 73 in 2025: For the first year you're subject to RMDs only, you can wait until April 1 of the following years to take ...

Required minimum distributions (RMDs) on tax-deferred retirement accounts start at age 73 for individuals born between 1951 and 1959. The Secure 2.0 Act eliminated RMDs on Roth 401(k) plans and Roth ...

In return, the Internal Revenue Service (IRS) expects to eventually recoup the taxes from you when you make withdrawals from ...

If the thought of paying taxes on your RMDs is stressing you out, consider these two options to save on taxes and anxiety.

If you don't like taking RMDs, you can do a Roth IRA conversion and use this year's RMD to cover the extra taxes. You may not ...

The most common way to use required minimum distributions is to cover everyday living expenses. If you don’t require the money to cover living expenses, consider paying down any lingering debt. RMDs ...

Individual retirement accounts are subject to required taxable distributions once their owners reach a certain age. The older the retired investor, the larger the percentage of your holdings that must ...

Because everyone deals with a different set of circumstances, there's no single set of rules to tell you in which order to ...

I have a 401(k) with $120,000 in it. I’m 74 and getting the required minimum distribution at the end of each year. Do I need ...