Roth conversions, which transform traditional IRAs into Roth IRAs, are a powerful retirement and tax tool. Here are eight ...

A Roth IRA conversion allows you to transfer funds from a traditional IRA to a Roth IRA, but you must pay taxes on the converted amount upfront while benefiting from tax-free withdrawals later.

Glen and Harriett Hager have done a lot of estate planning. But they want to get their finances set in case one of them ...

A CFP explains how to convert a $1.6M 401(k) to a Roth IRA without triggering high taxes, plus tips on timing, tax brackets, ...

Climbing the retirement mountain takes years of saving discipline. But descending safely—turning savings into sustainable ...

Learn how to navigate Roth conversions, long-term care insurance, and tax strategies to protect your wealth and maximize income in retirement.

Converting to a backdoor Roth IRA via an IRS "loophole" is an estate planning tool that gives heirs tax-free income in ...

The number of people paying Medicare surcharges continues to rise. Will you have to pay next year? For answers, check your ...

I have a Thrift Savings Plan, Roth 401(k) and an investment account that could provide funds to sustain me. There is $5,000 ...

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It might seem counter intuitive to decide to pay MORE taxes now, rather than defer them, but in some cases, that can be a smart, tax-efficient strategy. Have I piqued your curiosity? I want ...