We explain how it determines your financing and show you how to improve your rating before you apply for a loanBy Consumer ...

Most people check their credit score but rarely go through the report behind it. Yet, your credit report holds the key to ...

When exploring mortgage options, your credit score typically takes a hit when you obtain a mortgage preapproval from a lender. That’s because part of getting preapproved includes the lender checking ...

Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...

Avoid common credit mistakes that tank your score. Expert tips show how consistent habits, not income, build strong credit.

A higher than 30% CUR can impact the credit score negatively. A credit limit enhancement, a new credit card from another bank ...

Maintain a good credit score this festive season by budgeting smartly, managing credit card spending, and ensuring timely ...

Your income might decide your lifestyle, but does it affect your credit score too? The answer isn’t as straightforward as you ...

JPMorgan is stuck paying for Charlie Javice's legal fees. The bank says her $115 million bill is 'patently excessive and ...

Your CIBIL Score (300-900) is key to loan approval. A score of 750 or above ensures fast approval and better interest rates. Pay EMIs on time to maintain a healthy score.

A 680 vs. 740 credit score might not sound like a huge difference -- but it could cost you thousands in higher interest rates ...

Answer: There is nothing permanent about credit scores. They change constantly, and the minor damage you do by closing a card ...