Learn how the present value interest factor (PVIF) formula helps evaluate the current value of future sums and analyze annuities effectively.

Will Kenton is an expert on the economy and investing laws and regulations. He previously held senior editorial roles at Investopedia and Kapitall Wire and holds a MA in Economics from The New School ...

The S&P 500 averaged 14.8% returns annually from 2012-21, despite fluctuations. From 2014-24, the 10-year average was 13.45%, totaling over 250% return. Longer-term stock investing is more reliable ...

Learn how to automate inventory management in Excel with this free template. Track stock, log transactions, and avoid costly ...