Daniel Jassy, CFA, is an Investopedia Academy instructor and the founder of SPYderCRusher Research. He contributes to Excel and Algorithmic Trading. David Kindness is a Certified Public Accountant ...

Social Security uses a formula based on your 35 highest-earning years to calculate retirement benefits. Claiming benefits before your full retirement age (FRA) reduces monthly payments; delaying ...

Saajan Jogia is a motorsport and automotive writer with over ten years of experience. His passion for cars and motorcycles has been a driving force behind his evolution as a writer. He has extensively ...

James Chen, CMT is an expert trader, investment adviser, and global market strategist. Gordon Scott has been an active investor and technical analyst or 20+ years. He is a Chartered Market Technician ...

Paid-in capital shows funds raised from stock sales, key for evaluating company funding. Fluctuations in stock prices don't alter a company’s recorded paid-in capital. Treasury stock reflects ...