If executed with integrity, AI can serve as the new credit bureau—one that measures people not by the debts of their past but ...

To give lenders a more complete financial profile of would-be borrowers, Plaid has introduced a new credit scoring platform ...

Associated Bank upgraded to FICO Auto Score 10, improving credit risk assessment and loan approval rates with better borrower ...

When exploring mortgage options, your credit score typically takes a hit when you obtain a mortgage preapproval from a lender. That’s because part of getting preapproved includes the lender checking ...

Generative artificial intelligence is reshaping the financial sector, emerging as a sophisticated tool in reshaping how ...

Allowing lenders to base mortgage decisions on single- or double-pull credit reporting would result in more risk to banks, ...

Borrowers can compare lenders without damaging credit by getting prequalified, shopping within 45 days and delaying new ...

In order to believe in the idea of "competition" in credit scores, the Washington housing community must believe that large ...

Still, 44% of BNPL users worry about how these loans could affect their credit score — and with good reason. Credit scoring ...

Realtor.com’s analysis of two million loans also shows improving a credit score and boosting the down payment can offset ...

Have you ever forgotten to pay a bill, only to unexpectedly watch your credit take a hit? It stinks. And unfortunately, it ...

American’s reliance on credit is only surging, according to the report. Sixty-five percent of Americans are tapping credit more over the past year, up sharply from the 27% who relied on credit in 2020 ...