Today's top CDs pay up to 4.35% APY. With more Fed rate cuts likely on the way, now's the time to lock in a solid return ...

Certificate of deposit (CD) accounts offer a secure place to keep your savings while earning a guaranteed rate of return. You can use CDs to fund short- or long-term financial goals. If you’re ready ...

While you can open a CD account of this size at any time, the benefits of doing so now are waning. Here's what to know.

When it comes to saving money and earning interest on your savings, financial institutions have multiple options that suit customers with unique financial goals, abilities and needs. That doesn’t mean ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Are you looking to open ...

Decide on your CD, apply, fill out personal information, choose how you’ll receive interest and add money. Many, or all, of the products featured on this page are from our advertising partners who ...

For example, if you invest $10,000 in a 12-month CD with a APY of 3%, you'll get your $10,000 back with $300 in interest once that year ends (or monthly depending on the CD). Your principal, as long ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Certificates of deposit (CD) accounts allow depositors to earn a guaranteed interest rate in exchange for keeping their money in the account for a predetermined length of time. These accounts can have ...