3 Easy Credit Habits That Could Add 50+ Points to Your Score

Learn how fixing credit report errors, always paying on time, and lowering your utilization can seriously improve your credit ...

Here's What Happens When Your Credit Score Reaches a Perfect 850

Getting an 850 credit score might sound cool -- but is it necessary? Learn why getting a perfect score isn't as important as ...

Credit scores just plunged at fastest pace since Great Recession as Americans continue to struggle — how does your FICO compare to the new average?

The report put the average American FICO credit score at 715, down from 717 in 2024. The average credit score hasn’t fallen 2 ...

Simple ways to boost your credit score including using rent payments

You don’t need to be on the public register, but being on the private register will help – and the longer you stay at one ...

What is a good credit utilization ratio?

Credit utilization is an important factor in your credit score. Most experts recommend keeping this ratio below 30 percent ...
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Need to Boost Your Credit Score? Here Are 5 Things to Do and 5 Missteps to Avoid

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

9 surprising factors that can damage your credit score (and how to fix them)

From canceling old cards to cosigning loans, these surprising missteps can quietly hurt your score. Learn what affects your ...

Credit Scores by Generation: How Age Influences Your FICO Score

Discover how average credit scores vary by generation, with a detailed breakdown for Gen Z, millennials, Gen X, baby boomers, ...

How to shop for a mortgage without hurting your credit score

When exploring mortgage options, your credit score typically takes a hit when you obtain a mortgage preapproval from a lender. That’s because part of getting preapproved includes the lender checking ...