From canceling old cards to cosigning loans, these surprising missteps can quietly hurt your score. Learn what affects your ...

You don’t need to be on the public register, but being on the private register will help – and the longer you stay at one ...

Credit utilization is an important factor in your credit score. Most experts recommend keeping this ratio below 30 percent ...

If you’re trying to boost your credit score, Kredit recommends paying your bills on time. Even better? Pay more than the ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

The best rates go to those with good credit, but there are still ways to save money if your credit has room for improvementBy ...

Discover how average credit scores vary by generation, with a detailed breakdown for Gen Z, millennials, Gen X, baby boomers, ...

When exploring mortgage options, your credit score typically takes a hit when you obtain a mortgage preapproval from a lender. That’s because part of getting preapproved includes the lender checking ...

If you have a bad credit score — often defined as a score less than 580 — you might find it more challenging to get approved for a credit card. Your options will be more limited than those of someone ...