With the rise of online-only banks and apps that allow money transfers in just a few seconds from a smartphone, consumers no longer have to rely on ATMs or a bank teller to handle their paper checks.

If you have cash, a check or money in the bank that needs to be sent to someone else, there are many transfer options available. You can deposit cash into someone else’s account electronically, with ...

According to the latest figures from the Federal Deposit Insurance Corp., almost 6 million U.S. households were “unbanked” as of 2023. That means that no one in the household has a checking or savings ...